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Disaster is defined as any natural or human caused event resulting in damage, loss, hardship or suffering. Disasters can affect individual households, local communities, regions, states, or the entire nation. When a disaster occurs, neighbors and community organizations want to reach out and help, but this is not always easy. During a disaster, organizing a community response may be hindered by the chaotic nature of the event. Communities are better served if a Community COAD is in place for collaboration, coordination, communication, and cooperation, long before.